If you're unhappy with our decision and want to take your complaint further, you can ask the Financial Ombudsman Service (FOS) to look at your complaint.
This is a free, independent service for resolving disputes.
While you can refer your complaint to the FOS at any time, they'll need our consent to investigate complaints where:
1) we haven't had the chance to put things right with you;
2) we’ve been dealing with your complaint for less than eight weeks and haven't yet issued our final response letter.
If you decide to refer your complaint after we've issued our final response, you should do so within six months of the date on our final response letter.
Financial Ombudsman Service
Call: 0300 123 9 123.