What is a valuable or high risk item?

‘Valuables’ can include:

  • jewellery
  • watches,
  • collections of stamps, coins and medals,
  • antiques,
  • all items containing gold and other precious metals,
  • cameras,
  • furs,
  • paintings and other works of art, and
  • musical instruments.


Valuables can also include electrical items such as:

  • laptops,
  • cameras,
  • computers,
  • tablets,
  • stereo systems.


Items which are often stolen, and which can also be expensive, such as bicycles and phones, may be classed as high risk, and different claim limits might apply.

What constitutes ‘valuable’ and ‘high risk’ can vary slightly from policy to policy, so it’s best to check your Policy Documents.

If you would like further assistance, feel free to join us on Live Chat using the Help button located at the bottom right of this page. 


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