Improving the security of your home is one of the main things you can do to reduce home insurance premiums. Insurers often offer discounts to homes with higher quality locks and alarm systems, as well as more secure outbuildings and garages.
If you haven’t made a claim for a couple of consecutive years, providers will usually offer you what’s called a ‘no claims’ discount when you take out your cover. So just make sure you look after your home and possessions and keep everything as secure as you possibly can!
Also, consider paying for your policy up front in one go rather than spreading your payments out over the term of the cover by making monthly payments, as you will usually be charged interest on credit of this type.