Improving the security of your home is one of the main things you can do to reduce the price of your policy. Homes with higher quality locks and alarm systems, as well as more secure outbuildings and garages, often benefit from a reduced premium.
When spreading your payments across the year, you will usually be charged interest. Another way to lower the cost of your insurance is to consider paying for your policy in one go.
You can also look to increase your excess - usually, the higher the overall excess, the lower the premium. Just make sure that you take into consideration that the excess is going to be affordable if you do ever need to make a claim!
If you have any further questions, feel free to click on, to start a Live Chat - a member of our team will be happy to assist you further!