We would class any permanent structure within your property boundary as an outbuilding.
Policy Expert can provide suitable home insurance policies for average properties. Meaning, homes with a standard garden and standard outbuildings, such as garages, sheds and greenhouses.
Properties with outbuildings such as barns and stables require more specialist insurance.
Cover for standard outbuildings such as garages, sheds and greenhouses would be provided by your buildings sum insured.
However, the level of cover for the contents kept in an outbuilding will vary, depending on which policy you have with us. Whilst your outbuildings cover limit will be displayed in your policy documentation, please just click on, to start a Live Chat, if you need any assistance from our team!