No claims discount protection allows you to make one or more claims before your number of no claims discount years are reduced.
Each insurer offers different rules on how your NCD would be stepped back and how many claims you can have along with the period that applies, so it is important that you check your documents for this information.
No claims bonus protection does not protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault.