Your excess will stay the same at renewal, and your co-payment will also stay the same until your pet turns 9.
From your pet’s 9th birthday, a mandatory 20% co-payment will be added to your policy.
Your excess is the amount you pay towards a claim before we pay the rest. A co-payment is the percentage of the remaining claim cost that you pay after your excess has been deducted.
You can check your excess and co-payment in your policy documents within your online customer account.