With a lifetime policy, your pet can continue to be covered for ongoing conditions year after year, as long as you renew your policy and keep paying your premium.
When you renew, your vet fee limit resets, so you’ll have a new amount of cover available for the next policy year. This means if your pet has had treatment for a condition that was covered when you first claimed, it can continue to be covered after renewal. If you need to make a claim on a pre-exisistng condition, you will still have to pay an excess and any agreed co-payment.
Lifetime cover is designed to help you manage long-term or recurring conditions throughout your pet’s life, as long as your policy remains active.